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Which Is More Important, Health or Wealth?

Health and wealth are both very important concerns as we age.  As a wealth management firm here in Bloomington Normal, we are focused on the financial side of a successful …

Why Do You Personally Need Life Insurance?

We’ve all heard it before from insurance advertisements and insurance salesmen, that everyone must have life insurance.  The truth is, life insurance without a purpose is senseless.  However, life insurance …

The Cost and Benefit of a Financial Planner

A fee-based financial planner provides services outside of what might be offered by a regular stock broker or perhaps an insurance representative selling a financial vehicle.  Often times, with retirement …

McBeath Financial Focus Video Series Overhauled

For months, Krista McBeath has hosted the videocast, McBeath Financial Focus featuring McLean County’s foremost experts on retirement and financial matters. And while it’s been successful,  it’s been said that all great …

Annuities and Retirement Planning

You may have heard that IRAs and employer-sponsored plans (e.g., 401(k)s) are the best ways to invest for retirement. That’s true for many people, but what if you’ve maxed out …

Margins Within a Financial Plan

A commonly known quote says that the best-laid plans of mice and men often go awry.  In the course of financial planning, I do my best to help people financially …

Is It Wise to Trade Your Pension for a Lump Sum?

Most private employers have already replaced traditional pensions, which promise lifetime income payments in retirement, with defined contribution plans such as 401(k)s. But 15% of private-sector workers and 75% of …

More Than a Financial Advisor

If you’ve read my past articles, you know that I’ve focused on financial education.  Not surprising, since I’m a financial planner, right here in Bloomington-Normal.  I believe smart money decisions …