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tax planning for retirement buckets

Tax Free Retirement

Is There Such Thing as a Tax Free Retirement? “I’m going to sell my house and buy a condo on the beach!” “I’m going to buy my dream car!” “We’re …

Hire a Financial Advisor that Fits Like a Good Stylist

Who Should Not Meet Me for Financial Advice

Why You Should NOT Meet Me For Financial Advice Yes, you read the title correctly. I’m absolutely not the right advisor for financial advice for everyone. I’m very upfront that …

ETF Investments Bloomington Normal

ETF Investments

Why Are Savvy Investors Flocking to ETFs? Exchange Traded Funds (ETFs) originated in 1993 as an easy and low-cost way for individuals and investment firms to have easy access to …

Save Taxes In Retirement

Does the Rapid Market Recovery Signal a Missed Opportunity to Save Taxes in Retirement? The Market Drop May Have Been a Huge Opportunity for a Tax-Free Retirement Sheltering in place …

Financial Planners McBeath Financial Group Help Alleviate Fears Due to Market Losses

The CARES Act Reaction to Market SCARES

The CARES Act Following Market SCARES Panic How Can the CARES Act Help Those Facing Economic Losses Rapid market drops and fears of a recession set Congress into quick action …

DIY Financial Planning

DIY Financial Planner Problems

Why are DIY Financial Planners Turning to Financial Advisors? “I’ve Got a 401k and Social Security. Why Do I Need a Financial Planner?” Is often said as people enter retirement. …

Financial Planner and Investment Advisor Can Avoid Help Avoid Retirement Tragedies

Why You Need a Financial Planner and an Investment Advisor for Retirement

I’d like to explain what I feel are the two most crucial roles to actually helping people achieve their financial goals: financial planning and investment management. While a financial planner and an investment advisor may be the same individual, ideally they each fulfill two separate purposes.

Retirees Trying to Adjust to the SECURE ACT

Secure Act Changes to Retirement Plans

The most sweeping legislative tax or retirement reform in over a decade became active on January 1st, 2020. For some, it may help prepare for retirement, but for others, it may not have a positive impact at all. Those that will be hurt the most are likely those that don’t understand the new changes and how to adjust. As with any change, The SECURE Act may reveal new opportunities with a new retirement strategy.

Feeling Queasy in Market Turbulence

That Queasy Feeling in Turbulence Recent Market Drops Can Raise Tension Like a Bad Flight As an investment advisor, when we see a significant market drop, it sometimes warrants a …

Nobody Ever Frames Their Financial Plan

Nobody Ever Frames Their Financial Plan Most of my clients will never realize how much detail and attention I put towards building their comprehensive financial plan. When I create these …

Climbing a 401k Rollover

Climbing a 401K Rollover: Q & A K2 is the name of the second highest mountain in the world. Located on the boarder of China and Pakistan, it is considered …

Dave Ramsey and Mutual Funds

What Dave Ramsey Should Explain About Mutual Funds Many Dave Ramsey fans follow his advice about only investing in mutual funds.  For certain individuals, it may not be bad investment …

Is It Enough Money to Retire?

“How Much Will I Need to Retire?” When it comes to retirement planning, it’s my quest to help people realize their retirement goals.  Often, when people come to see me, …

Tax Advantaged Strategies for Charity Support

Tax Advantaged Strategies for Charity Support How to Maximize Your Tax Benefits While Building a Legacy We’ve all heard of the philanthropic foundations that the wealthy have established, such as …

How to Retire Healthy, Wealthy and Wise

How to Retire Healthy, Wealthy and Wise “Early to bed and early to rise makes a man healthy, wealthy and wise.” We’ve all heard the quote, attributed most often to …