Honoring A Spouses Memory by Creating a Legacy
Out of the Heartache of Alzheimer’s, Passion Leads to a Legacy I often don’t know what to expect when I meet a prospective client for the first time. Obviously, by …
Krista McBeath Author the Generational Wealth System
The Generational Wealth System by Krista McBeath A Holistic Approach to Preserving Your Wealth and Legacy I’m proud to finally announce the upcoming release of The Generational Wealth System, a …
Enough Money to Retire Yet
Boat Shopping and Retirement Savings: Do I Have Enough Money Yet? My family and I recently returned from our annual summer trek to Minnesota, where we take time off from …
Fintech for Financial Planning
Fintech for Financial Planning 3 Reasons My Clients Love FinTech (Even If They Don’t Know What That Is) Like many kids I learned to play the piano; I was taught …
Eyes on Your Own Money
Eyes On Your Own Money The other night my family did something so 2019. We went out. Together. In public! Specifically, we attended a school function, live and in person. …
Why I Chose the ChFC ® Designation over the CFP ® Certification
Choosing the Chartered Financial Consultant (ChFC) ® Designation over the Certified Financial Planner (CFP) ® Certification Certified Financial Planner (CFP) ® is the media love child for financial advisor designations. …
Is a Roth IRA Conversion Really a Good Idea?
Is a Roth IRA Conversion Really a Good Idea? The upside and possible negatives of converting a traditional IRA to a Roth IRA If you own a traditional IRA, perhaps …
Does Sequence of Returns Math Upend Timing the Market?
Can Timing the Market Prevent Sequence of Returns Risk? A look at how variable rates of return do (and do not) impact investors over time. Financial headlines are comparing the …
How to Retire Healthy, Wealthy and Wise
How to Retire Healthy, Wealthy and Wise “Early to bed and early to rise makes a man healthy, wealthy and wise.” We’ve all heard the quote, attributed most often to …
See Your Financial Future: Financial Planning
The goal of financial planning is to create the future you desire! Abraham Lincoln’s famous quote says, “The best way to predict your future is to create it.” Do you dream …
Facing Retirement: Life After Making a Living
Are You Making a Living or Making a Life? It’s often a time of stress and self-reflection when career minded individuals are suddenly faced with retirement. “I’ve learned that making …
Hammered into an Investment?
The Investment Services Toolbox: Avoiding “Maslow’s Hammer” “I suppose it is tempting, if the only tool you have is a hammer, to treat everything as if it were a nail.” American …
What’s New at the 2017 McLean County Senior Expo?
McBeath Financial Group has been a part of the Calvert & Metzler Memorial Home McLean County Senior Expo for years and we’re even more thrilled than ever to be a part …
McBeath Financial Group Voted The Best Financial Planner by Pantagraph Readers!
McBeath Financial Group Voted The 2017 Best Financial Planner by Pantagraph Readers! I have been busting at the seems to share this news, and now it has been officially released! …
Financial Focus on Liquid Money Options with Julie Workman of Mid-Illini Credit Union
How important is low-risk, short-term, liquid money to the success of a financial plan? When financial planning with clients, I place strong emphasis on having the availability of adequate funds …
Financial Focus on Estate Planning with Chad Ritchie
McBeath Financial Group is proud to present our very first guest speaker sharing his expertise in Estate Planning! In this featured interview video, Estate Planning Attorney Chad Ritchie of Ritchie …
More Than a Financial Advisor
More Than Just a Financial Advisor in Times of Need If you’ve read my past articles, you know that I’ve focused on financial education. Not surprising, since I’m a financial …
How Can You Tell Your Investments Aren’t The Right Risk For You?
How Can You Tell Your Investments Aren’t The Right Risk For You? When it comes to your retirement nest egg, how do you REALLY know that you’ve got your investments …
Complimentary Financial Planning Appointment Reveals Issues
As a financial planner, right here in Bloomington-Normal, IL, Krista McBeath of McBeath Financial Group is always happy to offer a no obligation, complimentary financial consultation. The purpose of such …
Counting On Your Husband’s Retirement Income? Three Things Women Should Know
Women face special challenges when planning for retirement. Women are more likely than men to work in part-time jobs that don’t qualify for a retirement plan. And women are more …
Where’s My Refund?
Once you have filed your Tax Return, you may be wondering the status of your Refund! The IRS has an easy tool you can access from their website or download …
Don’t Forget About Year-End Investment Planning
As the year draws to a close, there might be a slew of tasks on your to-do list. One task to consider is setting up a meeting with your financial …
Six Life Insurance Beneficiary Mistakes to Avoid
Life insurance has long been recognized as a useful way to provide for your heirs and loved ones when you die. Naming your policy’s beneficiaries should be a relatively simple …
Five Ways to Manage Risk in Your Retirement Savings Plan
Your employer-sponsored retirement savings plan is a convenient way to help you accumulate money for retirement. Using payroll deductions, you invest for the future automatically, following that oft-noted advice to …
Is a Gift Taxable?
I just made a gift. Do I have to file a gift tax return? I am asked this question a lot. For most people, the answer will be no due …
How Does Divorce Affect Social Security Retirement Benefits?
One of the challenges of planning for retirement is that an unexpected event, like divorce, can dramatically change your retirement income needs. If you were counting on your spouse’s Social …
Points to Consider If Your Retirement Goal Seems Out of Reach
Each year in its annual Retirement Confidence Survey, the Employee Benefit Research Institute reiterates that goal setting is a key factor influencing overall retirement confidence. But for many, a retirement …
Converting Your After-Tax 401(k) Dollars to a Roth IRA
Here’s the dilemma: You have a traditional 401(k) that contains both after-tax and pre-tax dollars. You’d like to receive a distribution from the plan and convert only the after-tax dollars …
Should Life Insurance Be Part of Your Retirement Plan?
Most of us think of life insurance as protection against financial loss should we die prematurely. But if and when we reach retirement and the kids are all self-sufficient, do …
No Matter What Your Age, Your Social Security Statement Matters
Fifteen years ago, the Social Security Administration (SSA) launched the Social Security Statement, a tool to help Americans understand the features and benefits that Social Security offers. Since then, millions …