The Million Dollar 401(k) Dilemma The High Stakes of Timing a Roth Conversion Imagine your retirement account balance surpasses the million-dollar mark. It’s a milestone that should spell financial freedom and security for the future. However, lurking within this achievement is a silent partner waiting to claim their share: the Internal Revenue Service. While your…
Read More
Is The Retirement Planning Industry Failing Us?
Is The Retirement Planning Industry Failing Us? A Different Retirement Planning Perspective from an Industry Insider As an industry insider, I’ve come to the conclusion that many retirees have been systematically failed by the fundamentally accepted approach to ‘retirement planning.’ Hearing me say that may come as a shock, considering that for years I’ve been…
Read More
3 Risky Types of Investment Advice that Could Ruin Your Retirement Dreams
3 Risky Types of Investment Advice that Could Ruin Your Retirement Dreams As 2023 drew to a close, Wall Street faced a sobering truth: the so-called financial experts had missed the mark. Their dire predictions at the year’s start, forecasting a slump in markets and advising caution, had led many investors astray. Instead, the year…
Read More
From a Mother’s Heart: 7 Financial Steps to Safeguard Your Children’s Future
From a Mother’s Heart: 7 Financial Steps to Safeguard Your Children’s Future Nobody ever claimed that being a Mom was easy. There are daily challenges that begin with diapers and potty training and continue through every stage of life. Who can relate to trying to get your children to eat their food or the ordeal…
Read More
Certified Financial Planner Awarded
CERTIFIED FINANCIAL PLANNER™ Professional Reveals the Challenge and Reward Behind the Certification We are ecstatic to bring you exciting news: Julie Karstens, a cherished McBeath Financial Group team member, has officially obtained her CERTIFIED FINANCIAL PLANNER™ certification. In July, we celebrated as Julie passed her CERTIFIED FINANCIAL PLANNER™ board exam on the first attempt…
Read More
My Three Rules for Vacations and Financial Planning
3 Unbroken Rules for Vacations and 3 for Financial Planning As an Investment Advisor and Financial Planner, I’m quite familiar with the anticipation that my clients feel in preparing for retirement. And while I’m still years from retirement myself, I feel a similar thrill with the arrival of summer and our family vacations. For months,…
Read More
Your Financial Advisor Team in Bloomington Normal
“I’ve Got a Guy for That” – Your Financial Advisor Team in Bloomington Normal You’ve likely heard the phrase, “I’ve got a guy for that.” Whether it’s your go-to handyman, a favorite hairstylist, a trusted mechanic or a financial advisor, having dependable specialists to rely on is invaluable in Bloomington Normal. There’s even a local…
Read More
McBeath Financial Group Welcomes Certified Financial Planner®, Zack Brewer, CFP®
McBeath Financial Group Welcomes Certified Financial Planner™, Zack Brewer, CFP® We are excited to announce Zack Brewer, an experienced Certified Financial Planner™, has joined the McBeath Financial Group wealth management team as a financial planner. Zack will help us serve existing and new clients as we continue to grow in our commitment to best-in-class financial services. …
Read More
Investment Strategy Mistakes Taught by Reckless Drivers
Investment Strategy Mistakes Taught by Reckless Drivers Have you ever encountered a reckless driver in Bloomington Normal? Picture this: just the other day, I was cruising down Fort Jesse Rd in Bloomington Normal, contentedly tuned into WCIC on the radio as I rode to work when a cacophony of thunderous bass and the growling sound…
Read More
Retirement Planning For Women
Retirement Planning for Women: Empowering Your Financial Future Retirement planning can be a daunting task, but as women, we possess unique qualities that make us well-equipped for success. From patience to the ability to ask for help, these traits can set us up for a secure and prosperous retirement. Speaking from personal experience, I have…
Read More
