“I've Got a Guy for That” – Your Financial Advisor Team in Bloomington Normal
You've likely heard the phrase, “I've got a guy for that.” Whether it's your go-to handyman, a favorite hairstylist, a trusted mechanic or a financial advisor, having dependable specialists to rely on is invaluable in Bloomington Normal.
There’s even a local Facebook group called “I Gotta Guy in Blo-No,” where people share their trusted Bloomington Normal professionals. In the financial advisor world, we provide a similar, but even more comprehensive, comfort. We like to say, “You've got a team for that.” Our clients know they can turn to us – to our whole team – for guidance on their important financial decisions.
At the core of our approach is a level of personal attention and dedication that sets us apart in the industry. We strive to deliver personalized advice based on deep expertise, answering our client's questions and concerns whenever they arise. Whether it’s big decisions, like contemplating the purchase of a vacation property, or smaller ones, like deciding which account to use for a car purchase – we are always there to help.
Our range of services, specifically tailored for our Wealth Management clients, is extensive. For those clients who meet our minimums for managed assets and have been through our financial planning process, we offer a plethora of financial advice at no additional cost beyond our regular asset management fees. As investment advisors, our knowledge and expertise go far beyond choosing the right investments. We're your go-to team for any financial matter, always ready to offer expert insights.
Having a team of financial advisors at your side means you have the peace of mind that comes from knowing you have experts who understand your unique financial situation and goals. We're more than advisors; we're partners in your financial journey, ensuring every step you take is well-informed and purposeful.
Our role as your trusted financial advisor involves guiding you through a multitude of complex situations. Life-altering decisions, tax inquiries, philanthropy, unexpected life changes – we're always by your side. Here are some examples of the real-world questions we regularly help our clients with:
“Can we afford to buy a vacation property now, or should we wait? Should we finance or pay with cash by liquidating assets?”
“Should I finance a new car or withdraw it from one of my accounts? Which account should I use?”
“How much are my RMDs this year, and which is the best account to withdraw it from?”
“What’s the best way to contribute to my grandchild’s college education without compromising my retirement security?”
“I want to give an extra lump sum to a charity; what is the best way to do that, and how can I make it as tax-efficient as possible?”
“A parent passed away, and I inherited money; what's the best way to have it disbursed to me, and how will it affect my taxes?”
“How will the new laws affect my retirement assets?”
“My spouse has passed away, and I really need someone to lean on at this time and take care of all the financial tasks.”
These are just a glimpse of the diverse financial scenarios we assist our clients with. We're committed to being there for our clients in every financial aspect of their lives, transcending the conventional boundaries of financial planning or investment management.
Moreover, we also support clients in less conventional circumstances. For instance, we've recently assisted clients targeted by sophisticated scams. Even though these situations weren't directly related to their investments, our clients turned to us, their trusted advisors, for help. We worked closely with them to advise them on steps they should take during a time when it was hard to make clear decisions for themselves. In some cases, the fraud wasn’t evident until we pointed it out and were able to help them take steps to protect their finances.
Such support may go beyond what some might expect from a financial advisor, but it underlines our holistic approach. Our clients' financial lives aren't segmented into ‘investment management' and ‘financial planning.' Instead, they're interconnected facets of their overall financial well-being. As your financial advisors, we're committed to being your reliable partners in all financial situations, no matter how typical or unusual they may be. We're not just your financial advisors – we're your financial allies.
So when you're facing the financial unknown, just remember: You've got a guy for that. And not just one guy – you've got a whole team of financial advisors ready to guide you through. We're here to ensure that you can stride confidently toward your financial future, knowing you're making informed decisions along the way. You've got a guy, a gal, and an entire team for that.
Krista McBeath is an Investment Advisor, Chartered Financial Consultant, a Licensed Insurance Advisor, a Fiduciary, and an experienced tax advisor who specializes in financial planning, investments, and insurance.
She utilizes advanced tools for in-depth calculations that analyze tax and retirement scenarios to help their clients avoid a future tax time-bomb. Whether this means enjoying more of your hard-earned money in retirement or passing along assets to loved ones with less tax burden, planning makes the difference.
Her new book, The Generational Wealth System outlines a holistic approach to preserving lifestyle, wealth and legacy.
