Are Fee-only Financial Advisors In The Best Interest of Your Retirement? Here’s Why the Way Financial Advisors Get Compensated Matters Many pre-retirees in Bloomington-Normal don’t realize that not all financial advisors are paid the same way—and that difference can matter more than you think. Fee-only financial advisors are paid directly by their clients, not through…
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Investment Growth
Measuring Investment Growth Financial Growth Lessons from Back-to-School Photos Like many parents, we have a cherished tradition with our daughter, Jillian, who is starting her first year of Junior High at Cornerstone Christian Academy. Every school year starts and ends with a snapshot of her in front of the school’s sign. Watching Jillian grow and…
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I Wish I Could Ask Dad About This
“I Wish I Could Ask Dad.” Finding Trustworthy Financial Guidance for Life’s Big Decisions Father’s Day is quickly approaching, and while many are looking forward to grilling out to celebrate with family, I find myself immersed in memories of my father. My dad was the person I turned to for everything, from DIY projects to…
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Who Should Not Meet Me for Financial Advice
Why You Should NOT Meet Me For Financial Advice Yes, you read the title correctly. I’m absolutely not the right advisor for financial advice for everyone. I’m very upfront that if we’re not the right match, don’t hire me. I truly want people to find an advisor that fits their needs best. Not having the…
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Why I Chose the ChFC ® Designation over the CFP ® Certification
Choosing the Chartered Financial Consultant (ChFC) ® Designation or the Certified Financial Planner (CFP) ® Certification Certified Financial Planner (CFP)® is often touted as the premier designation for financial advisors, largely due to an aggressive marketing strategy. Yet, as someone who chose to pursue the Chartered Financial Consultant (ChFC)® designation, I have always felt that…
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Is Health REALLY More Important than Wealth in Retirement?
Retirement & Financial Focus: Health or Wealth; Which is More Important? The topic of Health or Wealth: Which is More Important? has been insightfully explored with our guest, Dr. Robert Brown, owner of Elite Chiropractic and Rehab. As both a healthcare provider and Certified Public Accountant, Dr. Brown offers a unique lens through which to…
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Improving Portfolio Performance with Asset Allocation
Improving Portfolio Performance with Asset Allocation One of the most important decisions for your investment portfolio is your choice of asset allocation. Asset allocation refers to how a portfolio is divided up among the various types of investments (also known as asset classes) that are available to invest in. Examples of asset classes include U.S….
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Approaching Retirement? Zero In on Your Strategy!
Approaching Retirement? Zero In on Your Strategy! Are You Just a Decade Away from Retirement? Here’s Your Playbook As you approach the decade leading up to your well-earned retirement, it’s natural to feel a mix of anticipation and apprehension. With the right planning, those feelings of uncertainty can be transformed into confidence and excitement. The…
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