Planned and Purpose Driven
Our Differences
Retire smarter. Live life on your terms. Leave a legacy
What Makes McBeath Financial Group Special
A Different Approach
We understand the incredible importance that comes with entrusting one’s wealth with a financial professional. We also realize you have many options available for managing your investments. Your choices range from an assortment of insurance agents, investment advisors, certified financial planners, banks, investment brokerages both online and brick & mortar, company-sponsored service providers, and many more. With so many choices, how do you choose?
We believe that McBeath Financial Group has a combination of distinct qualities that set us apart from others that provide investment planning and wealth management services.
Our Advantage
The perfect balance of a personal connection, combined with the teamwork and consistency of a mid-sized firm, while backed by the stability and resources that rank among the largest financial firms.
- Concierge Service – Personalized with continuing guidance.
- Freedom to Choose –Independent Advisory Firm focused on goals, not products.
- Fiduciary – A foundation of trust, bound to place our clients’ best interests first.
- Cutting Edge Software Tools – Tech-savvy solutions for projections, guidance and reporting.
- All Inclusive Services – Financial planning, asset management, estate planning, and tax strategy.
Voted Bloomington Normal’s Best!
With overwhelming support of our community, we have consistently been honored as
the best of the best in several catagories, year after year.
#1 Financial Planning Office (2017-2026)
#1 Investment Firm (2018-2026)
#1 Financial Planner, Julie Karstens, CFP®
Principles We Live By
We our fiercely dedicated to our loyal clients we have the
privilege to serve. We are uncompromising when it comes to
our high standards of excellence and our unwavering values
in wealth management services.
Relationships
Relationships
We focus on nurturing long-term relationships rather than pushing products. Our clients enjoy a relaxed atmosphere of working together over-time to develop and implement custom-fit financial strategies. We earn our customer’s loyalty and trust by our consistent commitment to the four C's: Competence, Communication, Compassion, and Candor.
Fee Transparency
Fee Transparency
We believe in fair and transparent fees that are commensurate with the extreme value we provide our clients. For qualified clients meeting account minimums, we charge on a simple fee-only basis, based upon the market value of your investments. Rarely, insurance-based solutions may be recommended, and commissions are paid by the issuing company.
Fiduciary
Fiduciary
We are ethically committed to putting our client’s best interests first. As Investment Advisor Representatives and an Independent Registered Investment Advisory Firm, we are bound to act in our clients’ best interest. The fiduciary standard is much higher than the duty usually owed by broker-dealers and insurance agents who generally must adhere to the suitability standard. The latter requires only an appropriate product, not necessarily the most beneficial one for the client.
Independence
Independence
Our loyalty is to our clients only. We are not owned nor influenced by an insurance company, a bank or a wall street firm. With the freedom to choose, we have aligned with GeoWealth. As a $13 billion turnkey asset management platform, GeoWealth offers access to professionally managed investment portfolios and continuous support and reporting. In addition, we have chosen Charles Schwab to act as our custodian for securely holding client assets.
Liquidity Without
Restrictive Contracts
Liquidity Without
Restrictive Contracts
We prioritize liquidity and flexibility in our money management approach, achieved through the use of Exchange-Traded Funds (ETFs). While some insurance-based products might have contracts, with ETF investments, our clients are not tied down by long-term commitments or upfront ‘load’ fees. Instead, we strive to earn their loyalty every month through exceptional service.
Clarity of Finances
Clarity of Finances
We strive to eliminate the unknowns when it comes to our client’s finances. We unravel the details of their current financial situation before collaborating on next steps. We clearly communicate and simplify of complex data reports to ensure a thorough understanding of their finances and our recommended strategies. We provide the clarity so they always know exactly where they stand, where their investments are located, how much they have, and where they’re headed.
Let’s Talk
Schedule An Introductory Call with McBeath
Financial Group
We realize that there can be questions and concerns regarding investments, especially during transitionary periods of life. We invite you to take the first step toward a clearer financial future. Schedule your complimentary 20-minute phone call so we can meet you and learn more about your needs and concerns.
